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Reader Tip Roundup – How to Change Your Life

I received a lot of great comments in response to my post, What I Have Learned Since Starting My ‘Finance and Fat’ Turnaround. Here is a compilation, in the order they were posted, with links to the...

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About this blog and how it earns money

I have to admit that I started this blog with dreams of getting rich and becoming debt free simply by writing a blog about getting out of debt. Seems silly, I know. Well, it turns out that writing this...

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Personal and Financial Goals for 2008

I have some big goals and I have some small goals. I write about my big goals on this site all of the time, but I think it would be good to list them here along with some smaller goals for the calendar...

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Another Fed Rate Cut, Hopefully the Last for Now

Today the Federal Reserve cut the federal funds rate 50 basis points to a new rate of 3%, the lowest since 2005. Personally, I think it is an overreaction, but I do like that the fed has remained...

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Saving Money on Car Insurance by Planning Ahead

I just saved $24 on my car insurance! Okay, that really isn’t very exciting, but I always wanted to write about saving money on my car insurance.  We actually didn’t change insurance companies or...

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Taxes Finally Filed

Normally we have have the taxes done in February, but we procrastinated badly this year- mostly because we knew we would have to pay some money. Fortunately, the amount owed turned out to be about half...

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Saying Goodbye to Cable TV

I’ve been tossing around the idea for a while now and I finally cut the cord on cable TV. I had a package deal that included digital cable TV, a DVR, high-speed Internet and digital telephone. Of...

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Lazy Money Mistakes and the Importance of Automation

J.D. at Get Rich Slowly recently published an interesting article on lazy money mistakes. I’ve made several of the lazy money mistakes he writes about and one in particular just about a month ago that...

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You Just Realized You’re Spending More Than You Earn: 4 Things To Do Today

My financial turnaround began when I realized I was spending more than I earned each and every month. That’s pretty much the only way you can pile up more than $25,000 of credit card debt in a year...

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Simple

I’m happy to report I finally get to try BankSimple, now just called Simple. I signed up for an invite back in March of 2010 and received one about two weeks ago (I believe they started the invite...

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